Commercial loan Archives - Premium Mortgage Brokers

Benefits of online home loans / Essence of online home loans

Online home loans

By | Commercial loan, online loans | No Comments

Essence of Online Home loans

Whether your building an investment portfolio, buying your first home or renovating, we have a suite of home and investment loans to suit your needs. We can handle the whole process online so you do not even need to leave your home or office. It could not be easier!

Finding the Right Home loan Online

There is no need to make the home loan process complicated thats why we have an online system that makes this process simple and stress free. There is no need to make after hours appointments and have a stranger come into your home. Once we have the initial information from you, the process will just fly along and you will generally not need to lift a finger. Let us do all the work for you!

Types of Online Home loans:

The list goes on…..
Premium Mortgage Brokers  are experts in online home loans and can take care of the whole process seamlessly.
So now you know essence of online home loans. Now you understand the types of online home loans.
Bad credit home loans are a big speciality of ours; we can handle these online or can visit you in  Sydney, Sunshine Coast and Brisbane.
If you want to know anything else please contact us. You can contact us without leaving home.

Why do you need commercial loan / Commercial loan advantages / What is "Commercial loan?"

Why do you need a commercial loan?

By | Commercial loan | No Comments

So what is a “Commercial loan?”. Why do you need a Commercial Loan?

Commercial loans are far more popular these days and more Mums & Dads become more sophisticated delve into the world of Commercial Property Investment. Commercial lenders are aware of this trend and have made the commercial loan process much easier than many years ago.

So Commercial Loans generally have higher interest rates compared with Residential Home Loans, but we are seeing more and more lenders offer huge discounts to attract more business in the commercial loan space. Some of the interest rates we are seeing now are similar to the lowest Residential Investment Interest rates.

Commercial loan Features

  1. Up to 80% Loan to Value Ratio for a standard Security
  2. Up to 25 year terms
  3. 100% offset accounts are available
  4. Interest Only available
  5. Low doc, Lease Doc, Full Doc & No Doc available
  6. Standard and specialised securites

The interest rate available will depend on a number of factors with some of these being, location of security, Loan to value ration (LVR), type of security and whether the loan is full doc or low doc.

Should you use a Commercial Mortgage Broker?

Definitely without a doubt; the commercial loan space is filled with 100’s of mainstream and second tier members. So you need to know what your best options are when sourcing commercial finance. Bank never publish their commercial loan pricing so they will always try and place a higher margin onto your interest rate. Commercial Mortgage Brokers will know exactly what rates are available at the time, and will know how to negotiate the lowest interest rate possible for your individual situation.

Premium Mortgage Brokers can help you with commercial loan in all parts of Australia including Brisbane.

So now you know what a “Commercial loan” is , commercial loan features and why do you should use a commercial mortgage broker.

If you want to know anything else please contact us. You can contact us without leaving home.